The terms of the service

The Okinus Instant approval application is owned and operated by Okinus, Inc. ("Okinus"), is provided to you ("you" or "Applicant") under the terms and conditions of this Okinus Service Agreement (the "Agreement").

BY COMPLETING THE APPLICATION FORM AND CLICKING THE "SUBMIT" BUTTON, YOU REPRESENT AND WARRANT THAT YOU ARE 18 YEARS OF AGE OR OLDER, THAT YOU AGREE TO PROVIDE TRUE AND ACCURATE INFORMATION AS PROMPTED BY THE APPLICATION FORM, AND THAT YOU AGREE TO BE BOUND BY THIS AGREEMENT.

YOU UNDERSTAND THAT THIS IS A NO CREDIT CHECK PROCESS. YOUR CREDIT REPORT WILL NOT BE CHECKED BY OKINUS.

Okinus reserves the right, in its sole discretion, to change, modify, add, or remove all or part of the Agreement at any time with or without notice. Please refer back to this Agreement often.

If approved using the Okinus Application you will be eligible to purchase furniture. This eligibility is limited to 30 days from the date you receive your approval. Approval is not guaranteed and is subject to the conditions of Okinus.

NOTHING IN THIS AGREEMENT OBLIGATES OKINUS TO LEASE FURNITURE TO YOU. IF THE FURNITURE YOU PICK OUT IS ACCEPTED BY OKINUS AND YOU SIGN THE LEASE AGREEMENT WITH OKINUS, YOU WILL BE SUBJECT TO THE TERMS AND CONDITIONS OF THAT LEASE AGREEMENT.

Okinus maintains information about Applicant on Okinus servers, including but not limited to the Application information. Applicant agrees that Okinus may use such information in aggregate form for marketing or other promotional purposes. Applicant agrees that Okinus may disclose such information in the good faith belief that such action is reasonably necessary: (a) to comply with the law or legal process; (b) to enforce this Agreement; or (c) to protect the rights or interests of Okinus or others; provided, however, that nothing in this section shall impose a duty on Okinus to make any suchdisclosures.

Okinus may contact Applicant using the Applicant's email address provided during the registration process (or as updated by Applicant). Suchemail messages may contain opportunities regarding special offers and new products from Okinus, its affiliates or partners.

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. NEITHER THIS AGREEMENT NOR ANY DOCUMENTATION FURNISHED UNDER IT IS INTENDED TO EXPRESS OR IMPLY ANY WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY OR ERROR-FREE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES, SO SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.

OKINUS, AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS,DIRECTORS, SHAREHOLDERS, EMPLOYEES AND AGENTS, SHALL NOT BE LIABLE, UNDER ANY CIRCUMSTANCES OR LEGAL OR EQUITABLE THEORIES WHATSOEVER, FOR ANY LOSS OF BUSINESS, PROFITS OR GOODWILL, LOSS OF USE OR DATA, INTERRUPTION OF BUSINESS, OR FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, EVEN IF OKINUS IS AWARE OF THE RISK OF SUCH DAMAGES, THAT RESULT IN ANY WAY FROM APPLICANT'S USE OF OR INABILITY TO USE THIS SERVICE.

OKINUS’ LIABILITY TO APPLICANT SHALL NOT, FOR ANY REASON, EXCEED THE AMOUNT ACTUALLY PAID BY APPLICANT TO OKINUS UNDER THIS AGREEMENT.

Okinus is not liable for any delay or failure in performance under the Agreement resulting directly or indirectly from acts of God, terrorism, or other causes beyond its reasonable control.

Any notices or communications under the Agreement shall be by electronic mail or in writing and shall be deemed delivered upon receipt to the party to whom such communication is directed, at the addresses specified below. If to Okinus such notices shall be addressed to info@okinus.com or to Okinus, Inc. PO Box 691, Pelham, GA 31779. If to Applicant, such notices shall be addressed to the electronic or mailing address specified in Applicant's form, or such other address as either party may give the other by notice as provided in this Section. It is the Applicant's responsibility to provide an accurate address and to ensure that Okinus is notified of any changes to Applicant's address as specified in this Section.

This Agreement constitutes the entire agreement between the parties with respect to the Application and supersedes all previous or contemporaneous proposals, both oral and written, representations, writings and all other communications between the parties with respect to such subject matter.

The Agreement and the relationship between Applicant and Okinus are governed by the laws of the state of Georgia, U.S.A., without regard tothat state's conflict of laws rules. Applicant and Okinus hereby submit to the personal and exclusive jurisdiction of the Superior Court of the State of Georgia for the County of Mitchell or the United States District Court, Albany, Georgia for the resolution of disputes arising from or in connection with this Agreement. Okinus' failure to exercise or to enforce any right or provision of the Agreement will not constitute a waiver of such right or provision. If any provision of the Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision and in the Agreement, without statutory presumptions against the drafter, and they agree that all other provisions of the Agreement will remain in full force and effect. The parties expressly agree that the United Nations Convention for the International Sale of Goods does not apply to this Agreement. Applicant agrees that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the Service or to the Agreement must befiled in said court(s) within one (1) calendar year after such claim or cause of action arose or be forever barred.